Publications

With the evolution of technology and the advancement of business digitalization, responsible business conduct has become even more critical. It is undeniable that consumers are increasingly connected, with access to plenty of information. In this scenario, the challenge for suppliers is to ensure the trust and reputation of their brands, which will only be achieved…

In Brazil, the environment is protected by several enactments, and these are based on the constitution’s effectiveness, since the Federal Constitution, when providing for the protection of the environment, sets forth, pursuant to Article 225, Paragraph 3, that “the conducts and activities considered harmful to the environment shall subject the offenders, either individuals or legal…

The use of fiduciary sale as a form of security is already widely known, being especially used in real estate sale agreements, where the property is transferred to the creditor owing to the loan of the amounts required for the purchase of this asset. According to data presented by the Brazilian Association of Real Estate…

The modality has the potential to boost the Brazilian insurance market, but first it needs to face an intricate tax dynamics.   For those who work in the insurance industry or have any relationship with it, the term “universal life” is nothing new. Very popular in the United States, it emerged 50 years ago as…