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Insurance and Reinsurance 30/10/2024

How Car Insurance Against Natural Disasters Work

QUESTION: What does the insurance agreement specifically cover about natural disaster situations?   ANSWER: The insurance agreement details the events covered and those not considered as such. In the context of natural disasters, the damages resulting from these phenomena (floods, waterlogging, fires, lightning, strong winds, falling objects, landslides, earthquakes, hurricanes, etc.) can be covered as…
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Insurance and Reinsurance 18/10/2024

Cyber insurance has outstanding adoption among large corporations, but needs to target small and medium-sized businesses

Virtual scams are an unwanted constant of modern life. Few of us – if anyone – spend their days without receiving texts, calls, e-mails or contacts from suspect sources, whether promising startling wins (such as lotteries we never bet on), notifications of “debts” we were unaware of or even a bulky inheritance of far-fetched origin.…
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Banking and Financial Services 17/10/2024

STJ defines liability for online purchases that are canceled

On 10/15/2024, the Brazilian Superior Court of Justice (STJ) handed down a majority decision in a case that discussed the liability of those involved in a payment dispute, widely known as a chargeback, which refers to the process of disputing a financial transaction, usually involving credit or debit card purchases, when the cardholder does not…
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Tecnology and Startups 10/10/2024

LAST YEAR I DIED, BUT THIS YEAR I WON’T

The perpetuity of the person on social networks in the face of the regulation of Digital Law in the Civil Code   Marketing platforms specializing in Instagram estimate that the amount paid to an influencer for a publication varies according to the number of followers.   The amounts can vary from R$500 to R$2,500 for…
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