The launch of PIX, an electronic instant payment tool, created by the Central Bank of Brazil in September 2020, was undoubtedly the biggest transformation in payment tools since the popularization of credit cards in the mid-90s. With the tool, many Brazilians, then users of conventional means of payment, such as cash, are now able to…
After a recent regulatory change promoted by the Central Bank, on September 26 of this year, the monetary authority imposed a maximum limit on the Interchange Fee (TIC) of cards issued by Fintechs, as was already foreseen for bank cards. BCB Resolution No. 246[1] stipulated a limit of 0.7% for fintech cards, while for bank…
During the month of November, the COP27 (United Nations Climate Conference) was held. The event took place in the midst of several climatic uncertainties, driven by the War between Russia and Ukraine. This is because, according to the Ukrainian government, so far, the conflict has resulted in the emission of more than 33 million tons…
– What is the link between electromobility and socio-environmental well-being (ESG)? Electromobility is one of the main alternatives for achieving the UN’s Sustainable Development Goals – to which Brazil and the world are committed – especially those No. 7 (Clean and affordable energy) and 13 (Action against global climate change). This is because the consumption…
