Publications - Ernesto Borges Advogados

Insurance and Reinsurance 20/01/2025

How are insurers dealing with the damage caused by climate change?

Increased frequency and intensity of floods, droughts, hurricanes and fires call into question the role of the insurance industry The global insurance industry has been discussing the effects of climate change on its activities for some time now. It began to question this as early as the 1970s. Since then, the questions on the…

Labor 08/01/2025

Interview – Valor Econômico – Renata Tognini – TST to Try Bathroom Control

Justices will define whether the measure’s linking to productivity premia stand as presumptive nonpecuniary damage. The Superior Labor Court (TST) will define whether the linking of productivity premiums to the control of employees’ trips to the toilet stands as presumptive nonpecuniary damage — that is, one that the employee does not need to prove.…

Insurance and Reinsurance 13/12/2024

Legal Framework of Insurance Contracts

The new legal framework of insurance contracts under Law 15040/24 implies a mission of standardizing the industry as a whole, besides improving contractual transparency among insurers and insured, through the clear assignment of the parties’ responsibilities, in such a way that covers the entire ecosystem of the insurance industry, including players such as brokers and…

Consumer 10/12/2024

TJMS Tries IRDR and Validates Electronic Notification

Opinion was adopted by the Special Civil Section in the first Incident of Resolution of Repetitive Claims on the issue tried in Brazil The Court of Appeals of Mato Grosso do Sul (TJMS) ruled that notifications by electronic means (e-mail or text message by SMS and WhatsApp) are valid when reporting the entry of…