Publications - Ernesto Borges Advogados

Insurance and Reinsurance 18/10/2024

Cyber insurance has outstanding adoption among large corporations, but needs to target small and medium-sized businesses

Virtual scams are an unwanted constant of modern life. Few of us – if anyone – spend their days without receiving texts, calls, e-mails or contacts from suspect sources, whether promising startling wins (such as lotteries we never bet on), notifications of “debts” we were unaware of or even a bulky inheritance of far-fetched origin.…

Banking and Financial Services 17/10/2024

STJ defines liability for online purchases that are canceled

On 10/15/2024, the Brazilian Superior Court of Justice (STJ) handed down a majority decision in a case that discussed the liability of those involved in a payment dispute, widely known as a chargeback, which refers to the process of disputing a financial transaction, usually involving credit or debit card purchases, when the cardholder does not…

Tecnology and Startups 10/10/2024

LAST YEAR I DIED, BUT THIS YEAR I WON’T

The perpetuity of the person on social networks in the face of the regulation of Digital Law in the Civil Code Marketing platforms specializing in Instagram estimate that the amount paid to an influencer for a publication varies according to the number of followers. The amounts can vary from R$500 to R$2,500 for…

Banking and Financial Services 26/09/2024

Betting Market and Effects on Over-indebtedness of Brazilians

Brazil’s online betting market has grown exponentially in recent years, driven by the popularization of internet access, the growing supply of digital platforms, and the domestic interest in sports, especially soccer. Although sports betting have been legalized in part since 2018, the market continues to operate with a lot of freedom and low enforcement. …